Personal loans for a debt relief

Not having enough money to buy a vehicle, renovate a house, or to live on and be able to pay off a huge bill/debt can be very frustrating. We have gone through it all, and it is not easy, because we lost a very valuable house we owned in California U.S.A. due to that we could no longer afford to pay our bills. My husband was going to personal loans we could see about, and maybe get a payday loan for paying our bills or maybe even get a loan for buying a new vehicle like we are planning, as I will need to drive and have my own vehicle soon. We don't have the money for it, so we might have to get a loan. If nothing else, since we own a house, we could also consider looking in to these mortgage loans if you are want to buy a house.