Thinking about getting a life insurance to help secure my children’s future

Before I get too old, I am thinking about getting a life insurance to help secure my children’s future, and to also make sure they would at least have something to fall back on someday in case something happens to me. You just never know time, and so, I thought it would be a good idea if I get a life insurance to reassure them that they can carry on even when I am no longer around to care or support them financially. I just want to make sure they have money to pay for everything especially school since I am not the kind of person that can save money. So, I will get a life insurance for a better option.
Having a life insurance will put me at ease knowing that I won't leave my family behind penniless. I don't want to think about putting them out in the street if something happens to me. My husband is also thinking the same way. He doesn't have insurance yet, either, so he will be looking around for one he can easily afford. He is actually telling me to see about some website that might have what he needs for his age. So, we both will have to see about getting the best life insurance possible with better coverage.
I like the sound of the Premium Term Life Insurance because it gives back all of my payments. I like that, and you know, at the site where I found out about that, there are so many insurance companies competing for people's applications. I provided all my information for all the insurance offers to come up and I can choose which rate I want and can apply for. So, that is easy, and if you out there is searching for the right website where you can apply for your term life insurance, you might want log on to this website at: http://www.lifeinsure.com/. You can find the right coverage that fits your need and the insurance company that promises to pay your beneficiary.